There's a simple reason why we can provide better loans to our Members here at Easy Street. It’s because we’re part of a Member-owned credit union. Our Members are our owners, so we don't have any shareholders and therefore don't need to generate large profits to benefit shareholders. Instead, our profits are given back to Members in the form of better rates and fees and superior service.
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Benefits and Features
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Here are some great reasons to apply for an Easy Loan:
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- You can re-finance an existing personal loan at a lower rate of interest.
- You can consolidate your credit card/store debt into one easy to manage repayment.
- Enjoy no ongoing account fees or early repayment fees.
- No security is required on your loan.
- Choice of a fixed or variable rate of interest.
- You can spread your payments from 1-5 years.
- Opt for a fixed rate loan and your loan repayments will never increase.
- A range of payment options with free redraw on any excess repayments made.
- Simple online application process which gives you an answer by email within minutes of submitting your application
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Easy Access for all Easy Loans
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When you open an Easy Loan, we will also provide you with an Easy Access account to give you fast access to funds that you may redraw from your loan.
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Benefits of Easy Access:
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- Opened automatically for you with any Easy Street loan
- Linked to your Easy Street loan for funds that you redraw
- Access via electronic transfer to any external account
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Check out our competitive interest rates
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Ready to begin? Apply now
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Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.
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