Features and benefits of our fixed home loans
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| | 100% offset account attached
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| | Free redraw facility with no minimum redraw amount
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| | No monthly or ongoing fees
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| | Ability to repay up to an additional $25,000 per year fee free
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| | Choice of either a variable rate or further fixed term when initial term ends
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| | The flexibility of weekly, fortnightly or monthly repayments
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| | Borrow up to 95% of the purchase price (with Lenders Mortgage Insurance)
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| | $500 application fee ( to cover valuation and legal fees)**
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| | Available for owner occupied purposes, minimum loan amount $100,000
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Lock in your rate at application with our rate lock option
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When applying for a fixed home loan, you have the option of locking in the fixed interest rate that is current at the time you apply, for a maximum period of 90 days. This means that even if our fixed interest rates change during the time you submit your application and your loan settles, we guarantee that you will receive the interest rate that was current at the time of application.
The rate lock fee is $500 or 0.15% of the loan amount, whichever is higher. If you request a rate lock fee, you will only be charged the fee if your loan is funded.
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To request a rate lock option for your fixed home loan application please complete the Rate Lock Fee Form and forward it to us.
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Apply online now
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For more information
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Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.
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Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines. Other fees and charges may apply.
**Government charges are still applicable
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