easy home

Offset Account


Making your Money Work Harder



Your offset account is simply linked to your home loan and works like a regular savings account.
The balance of savings is offset against the amount you owe on your loan. Interest on your savings account is earned at the same rate as your linked loan.

Over time, this can reduce the amount of interest you pay, helping you to reduce your loan quicker or build up your level of equity.

Enjoy the benefits



Our offset account can be linked to most Easy Street home loan products and provides the following benefits:

  • No transaction fees
  • At call access to your funds by transferring funds to any account using internet banking
  • No account keeping fees

Access options



You can manage your Easy Offset account by accessing it via the following methods:

  • Direct Debit
  • Direct Credit
  • Periodic Payment
  • Internet Banking
  • Pay Direct

Questions or queries?



If you have any questions regarding the Easy Offset product that you'd like answered before you apply,you can contact us directly on 1300 13 14 65 to speak to one of our friendly staff.

EasySavings - Interest Rates

How to apply for an offset account



If you have an Easy Street home loan that has a 100% offset account as a feature, you do not need to apply separately for an offset account.

We will automatically set up an offset account for you upon application, and it is optional as to whether or not you would like to use it.

For a summary of which Easy Street home loan products allow a 100% offset facility, click here



Our product Conditions of Use are available on this website. You should read and consider these Terms and Conditions when deciding to use any product.

* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.